Money Tree Care Guide

A Guide to Caring For Money Trees 

Money Tree Care Guide

Scientifically known as Pachira aquatica and also called the Guiana chestnut, the Money Tree is native to Central and South America. It has spread across the globe to become extremely popular in Taiwan and East Asia due to its popularity in Feng Shui practices. Over the years, a legend surrounding this houseplant has developed. Just as its common name suggests, anyone who successfully cares for a money tree will have great wealth. The braided trunk created by the grower is thought to lock in luck and fortune. Whether you are after positive energy, wealth, luck, or simply a lovely house plant, the money tree is a durable option for all plant lovers. 


Money trees love water but not all of the time. A hefty watering once every one to two weeks will be enough. Depending on where you live, your money tree may need less watering in the fall and winter. Let the soil dry out completely before you water again, and avoid getting the stem wet. Try to keep it solely on the soil, and make sure the roots aren’t soaking because this will cause root rot. 

Light and Humidity 

A mixture of direct and indirect sunlight is ideal for money trees. Too much direct sunlight will burn the leaves, so make sure to rotate your plant on a regular basis. This also ensures symmetrical growth. 

Money trees like high levels of humidity. But, they will survive in lower levels of humidity because they are so durable. Frequently mist the leaves, or place on a watered pebble tray to increase humidity levels if you live in a dry area.  

Soil and Fertilizer 

Money trees need nutrient-dense soil with excellent drainage capabilities. Peat-moss based soils are the best option. If the soil seems to be retaining too much water, you can always mix in sand or gravel to increase drainage. 

Money trees do not need much fertilizer. If you want your plant to stay small in a bonsai style, it only needs basic plant fertilizer three times a year. If you are growing a full tree, it is recommended to fertilize once or twice a month during spring and summer. In the fall and winter, slow down fertilizing to once every two or three months.  

Cleaning and Pruning 

You can clean your money tree by showering the plant with water. This will help get rid of any pests like aphids. In addition, if you start to see brown bumps on the leaves, you should clean the leaves with a mixture of soap, water, and rubbing alcohol. 

Pruning is important for maintaining a healthy money tree. The smaller you want your plant to be, the more you need to prune it. Snip off any damaged or dead leaves just below the leaf node. They will quickly sprout new leaves after pruning, so money trees can survive accidental over-pruning. 


Stem cutting propagation most common for money trees. Cut off a 15-centimeter section and place it in water until roots developed. Then plant this cutting into a pot of soil. Money trees can also be grown by their seeds. Simply place the seeds in water for 24 hours then place it in soil. Once sprouts develop place them into individual containers.  


You should routinely repot your money tree if you want it to get bigger. When you notice roots coming out of the container’s drainage hole, it is time to replant your tree. Spring is the ideal time to do this. If you want to keep it small, simply repot it in the same size container every few years to keep the soil fresh. If not, obtain a bigger pot with a drainage hole. Make sure it is not too big or else the soil may retain too much water. Fill part of the pot with new potting soil, and gently pull your money tree out of its original container. Remove any extremely dry or dead roots then place it into the new container. Fill in the remaining space with your soil mixture and water thoroughly. 

Problems and Conclusion

Money trees can develop diseases and pests. The occasional cleaning or applying neem oil can help prevent this. Yellow leaves may be caused by low humidity or fertilizer imbalances. Sometimes, spots develop on money tree leaves. This may be caused by overwatering or potassium deficiencies. Root rot and mold is the most common problem. Money trees are also mildly toxic to pets, so make sure to keep it away from them. 

The money tree makes a beautiful addition to any home. It is a durable plant that is relatively simple to take care of. With a balance of direct and indirect light, high humidity, and the proper watering routine your money tree with thrive. Keep your tree small or cherish it until it reaches over 6 feet. Who knows, maybe it will bring you a stroke of luck.

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